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Managed Services & Consulting for HR · Payroll · HRIS · Talent
ACA Filing

ACA reporting, prepared, filed, and distributed on time.

We prepare and validate Forms 1094 and 1095, transmit them electronically to the IRS, distribute 1095s to your employees, and handle applicable state filings — including cleanup when a system migration or a prior year left things in rough shape.

Talk to an Advisor What's Included
Per-filing pricingDigital & mailed distributionState filing available
Why it matters

Filing season goes wrong for predictable reasons

Most ACA problems trace back to data that was never validated, a migration that broke the reporting history, or a prior year nobody wants to reopen.

Data that was never validated

Forms are only as good as the enrollment and coverage data behind them. Validation before submission is what prevents corrections after it.

Migration fallout

A payroll or benefits system change mid-year frequently splits the reporting record, leaving no single clean source for the filing.

Prior-year issues

An incomplete filing, a missed distribution, or an IRS notice from a prior year does not resolve itself and gets harder to unwind with time.

What's Included

What we do

A defined reporting service with clear boundaries — so you know exactly what we handle and what stays with your team.

  • Preparing and validating Forms 1094 and 1095 for each entity in your controlled group
  • Entity setup — each EIN configured as a separate entity in the reporting system
  • Enrollment data tracking for employees and dependents across each entity
  • Electronic IRS submission of Forms 1094 by the required deadline
  • Employee distribution of Forms 1095 by both digital delivery and first-class mail
  • State filing requirements — preparation and transmission for applicable states including California, New Jersey, Rhode Island, Vermont, and Washington D.C.
  • Cleanup from a recent system migration or prior-year issues
  • Copies of all filed Forms 1094 and 1095 returned to you for your records
  • Corrections at no charge when submitted before filing

What stays with you

  • Tracking employee hours of service and full-time determination
  • Deciding who should be offered coverage
  • Determining whether coverage is affordable
  • Confirming which entities are in your controlled group
  • Determining transition relief eligibility
  • Determining which state or local filings apply to you

Part of Skillcloud's consulting services.

How it works

Our approach

1

Set up

Entities configured by EIN, data format provided, and the filing scope confirmed — including any state filings.

2

Prepare & validate

Forms 1094 and 1095 prepared from your data and validated before anything is transmitted.

3

File & distribute

Electronic submission to the IRS by the deadline, with 1095s delivered to employees digitally and by first-class mail.

4

Close out

Copies of all filed forms returned for your records, plus any applicable state transmissions completed.

FAQ

Common questions

We prepare and validate Forms 1094 and 1095, transmit them electronically to the IRS, distribute 1095s to employees by digital delivery and first-class mail, complete applicable state filings, and return copies of everything filed for your records.
We do not track employee hours of service or determine full-time status, decide who should be offered coverage, determine whether coverage is affordable, confirm your controlled group membership, assess transition relief eligibility, or determine which state and local filing requirements apply to you. Those determinations stay with you and your advisors, and you provide that information as part of the filing data.
Yes — this is one of the most common reasons employers engage us. A mid-year payroll or benefits system change often splits the reporting record, and reassembling a clean filing from two sources is exactly the kind of cleanup we handle.
We can work through prior-year problems as part of the engagement, whether that is an incomplete filing, a distribution that did not happen, or correcting what was submitted.
Yes, where applicable — including California, New Jersey, Rhode Island, Vermont, and Washington D.C. State services cover transmission of the filing; they do not include mailing paper forms to employees.
On a per-filing basis, with a one-time setup fee. Per-filing pricing keeps the cost transparent and predictable based on your form volume. We confirm your specific pricing when we scope the engagement.
Corrections submitted before filing are made at no charge. Corrections after mailing or filing are handled at the standard per-filing rate.
The Goal

What good looks like

“

Filing season stopped being a scramble. Forms were prepared, validated, filed, and distributed without us chasing anything.

Related

Keep reading

Service

Benefits Administration Support

Eligibility, enrollment, and carrier reconciliation.

Service

HR Consulting

Project-based compliance and policy work.

Service

Document Transfer Services

Records moved cleanly between systems.

Let's Talk

ACA season approaching?

Tell us your form volume, entities, and whether a migration or prior year is in play.

Talk to an Advisor